Thanks for the swift reply. I have noticed whilst browsing the forum that people have mentioned that the IVA provider can enforce a 'secured loan' , is this correct?. Obviously because of age and employment situation for us then this would not be feasable for us. Is this something that the IVA provi...

Hi there, my wife and I are in the final yearyear of our IVA. I am 61 next birthday and my wife is 57. We have submitted our final I & E and also had a house valuation. Because of our age we are really struggling to obtain a mortgage to release equity in our home. I am self employed and my wife is o...