Well what I mean is, when I went to the branch to ask about what is happening, they said they deactivated my account because of the usage of overdraft facility, and they clearly said that my IP should have told me that I'm not eligible for having an account like that. I haven't received any correspo...

IP

I normally contact him by sms or email sometimes he answers and sometimes not, depends on how difficult the question is obviously I can print out our email and sms communication if that can be used as a proof especially my current issue, when NatWest deactivated my bank account because of the usage ...

thanks
tbh i really would like to start over with a new IP
my current one (I'm not gonna name him) just doesn't seem to care at all
IVA has started over a month ago and he already starts to ignore my messages and emails
this is gonna be a nightmare

if my iva fails because of using the overdraft facility, is it possible to start over with a different ip?

seems like i screwed up using the overdraft
well my ip told me it was ok up to £500 obviously he was wrong

hi been using a nat west account with overdraft now they just deactivated it without any notice whatsoever went to the branch and was told they done it because I'm in IVA iva started 2 months ago account was set up 3 months ago they never ask me if I was on iva at the application process. now my pay...

he said he let everyone know about the meeting but they just didn't respond still, some of the creditors who called me haven't had a clue about it (barclaycard, lending stream and apparently tesco bank as well..) i just wonder, if any of these gonna proceed in debt collection into the point that the...

yes the meeting took place already my IP notified only my major creditors who formed 75% of the debt so all rhe other have no clue about my IVA so f.e. Tesco Bank keeps charging me even 2 months after the IVA started some of the creditors still keep contacting me about my debt my IP told me to tell ...

hi guys
anyone has an idea if it's possible to swap IP once the iva has allegedly started already?

guys any idea what happens next once the iva is finished? i know they probably ask for a year extension but even after that i still ain't gonna pay them all the debt obviously
what happens to the rest of the debt?

thanks a lot
i owe 26 000 and offering 300 a month (43p for each pound owed)
hope the creditors gonna be reasonable
as i have nothing to lose really, if they refuse I'll go bankrupt which gonna give them 4p for each pound owed
it's their call just wonder what they gonna choose

The meeting of creditors is on the 31st of this month at this office.
All creditors were properly notified on 13 May.
Ignore the phone calls and redirect them to this office.
There is no need for you to attend but make sure you are contactable.

seems ok. now good luck to me

i found this IP on www.gov.uk so he should be ok

thanks for your reply i ve sent back the signed proposal on 3.5. with recorded delivery so it must been delivered by 5.5. just minute ago I ve contacted my ip and his response was: Out of the office until Wednesday. Nothing to be worried about but I'll fully update you later in the week. I m quite w...