Hi all. It looks like a normal run of the mill letter to most people but to me it has freed me - I have my final report and cc! To those about to start the journey - this feeling is worth it. To those nearing the end or contemplating a F&f - you're in for a treat when it all ends. Thanks to everyone...

It's hard to think of anything else but try or you'll drive yourself insane! All the best for the 20th

Just had a nice email from Freeman Jones saying the final report and cc have been posted today! (probably due to me pestering constantly and doing their heads in lol). I've got to say Freeman Jones have been great. Thanks to Steve Hewitt and in particular Mark Clibbens who has put up with my nagging.

Congratulations!

I agree - load of codswallop!

My f&f took around 8 weeks from initial enquiry to paying over the accepted offer (although I was told it could take up to 12 weeks for the process).

I'd get back on the blower and get things moving - it's well worth it!

Thanks guys. It still hasn't sunk in tbh

I'm assuming that'll mean there should be no more money owed as an i&e was done as part of f&f

Thanks for the replies. The fella in the variation team said they won't be doing any further reviews and should all be tied up within 4 to 6 weeks

As the title suggests can I cancel my direct debit after paying the money for an accepted full and final?

Good luck with the offer!

It is an amazing feeling, it is however a feeling I don't want to feel again!

Thanks for the support. I'll stick around the forum and try to contribute as best I can - I owe you guys a lot for the advice, direction and support

I've just made the final payment. All creditors voted in favour

Today is a good day. Just had an email to confirm the offer has been accepted! Waiting on a phone call now to discuss the ins and outs.

You've all been extremely helpful and and supportive, thank you all so much

I'm on pins here. Meeting was at 10 so just a case of waiting for the phone call - it's killing me