I just wanted to come back to reassure anyone currently in an IVA life moves on. We finished our joint IVA in Dec 17. We needed to move out of our home (2 children = 2 small). Once our Credit files were all sorted in Summer 2018, we started to think about moving home. We were expecting a very high m...

Thanks for that!
Just to clarify am I able to ask for them to remove the notice of correction now or do I have to wait for the 6yr point and then write to them?

Hi. I am hoping that you fabulous people could advise me. IVA completed in Dec 2017 (originally began Aug 2012, had 3mth maternity break). 1- Will it leave credit files after 31st Aug (6yrs from entering or Dec 6yrs after completing)?? 2- Have just looked at credit reports and all creditors are show...

Final payment 28th Nov, completion certificate 6th Dec. Very quick, hopefully yours will be too.

So today our completion certificate arrived!
Final payment made 28th Nov & certificate dated 6th Dec.
It does state to send copies to the credit reference agencies like a reply on here said but I would do that anyway.
We are so overwhelmed that we are completely finished, Can't quite believe it.

So today our final payment left the bank! We were originally with PJG transferred to Creditfix. Over the last 5 years the IVA has at times been all consuming and at other times just in the background. At times we didn't think we would make the end with frequent appliance breakdowns, boiler and car r...

My husband has signed up for bike to work scheme without thinking about any implications!
Will there be any issues with this, we are still able to meet IVA payments.

Hi. We are almost due to have our house valued, we think we will have equity so if we are unable to release we should pay an extra year. Unfortunately this is where we may have a problem, my husband has now been placed on a salaried job (no overtime) & I was redeployed and my pay protection ends on ...