font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas Why can't work provide you with another copy? Did you send your IP the originals? How did you send them - by recorded delivery? Do you have any proof or acknowledgement that they received a...

Hi, Following you advises I've asked IP supervisor to call a creditors meeting. They've agreed to it. Two weeks later I've received a letter saying that I've breached a contract by not providing some payslips. I can't resend them as they definitely have them as well as all my P60's and I'm unable to...

Thank you for all advices, I really appreciate your help

I've been on IVA over three years. I've decided to go for bankruptcy as I need to move abroad to look after my mum who has cancer. I've contacted the IP supervisor however they trying to convince me to suspend the payments first and see if I return to UK. Unfortunately I'm not planning to and they d...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Lisa Thomas

You're welcome Joanna.

Speak to your IP about a variation and let us know how you get on?

Will do Lisa and once again thank you

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Lisa Thomas So sorry to hear your mum is poorly. I would like to think creditors would be sympathetic. Perhaps you can put forward a variation to accept payments to date in F&F (unless you can offer a ...

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade>Originally posted by Foggy

Some firms will allow you to have the 8% interest (if any), which is taxable. However the majority of firms insist that the whole PPI refund is paid into the IVA.

Thank you:)

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by MrsR When you are in an iva, any ppi refunds will be added to your creditors pot, and then distributed accordingly, giving them an increase in dividends towards the outstanding debt. It isn't uncommon ...

Many thanks to Kallis3 and foggy:)
I've got one more question though. I've received a PPI refund
of £4K and just wondering if this will be applied to my debts?
If not, can I reclaim this money somehow?

Thank you

Hi ,
Being on IVA just over 3 years , I now thinking to cancel it. My circumstances have changed a lot and need go go abroad to look after my mum who has a cancer. I'm thinking to go for bankruptcy but not sure about the fees. Any advise will be much appreciated.