Search found 6 matches

Search found 6 matches Page 1 of 1
by Teamfarley
Sun Apr 10, 2016 2:38 pm
Forum: Ask IVA Forum and Industry experts
Topic: Solicitor bankruptcy search
Replies: 12
Views: 2645

I think that is what I'm trying to decipher.

If the mortgage has been accepted, I would presume they have done all their checks.

Does the k16 search from solicitors after exchange only go back 6 years?
by Teamfarley
Sun Apr 10, 2016 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: Solicitor bankruptcy search
Replies: 12
Views: 2645

Is the k16 not a standard solicitors search which only goes back 6 years?
by Teamfarley
Sun Apr 10, 2016 11:37 am
Forum: Ask IVA Forum and Industry experts
Topic: Solicitor bankruptcy search
Replies: 12
Views: 2645

That is my question?

With the bankruptcy over 6 year old and everything accepted. When the solicitor does the final k16 check will it flat up and old bancruptcy.

Therefore, am I better to just proceed as everything is agreed or cancel and search for another mortgage?
by Teamfarley
Sun Apr 10, 2016 10:16 am
Forum: Ask IVA Forum and Industry experts
Topic: Solicitor bankruptcy search
Replies: 12
Views: 2645

What do you mean by problem?

The bankruptcy is gone, discharged, 6 1/2 year old and my credit is good.

Just unsure weather the solicitor check will scupper the mortgage and show the bankruptcy
by Teamfarley
Sun Apr 10, 2016 9:02 am
Forum: Ask IVA Forum and Industry experts
Topic: Solicitor bankruptcy search
Replies: 12
Views: 2645

Was not asked the question. Didn't even know they did these checks but when looking into it my mortgage company's criteria States "discharged bankrupts considered - minimum 7 years" I'm really worried now as I am only 6 1/2 years. The application has gone through fine but I'm just worried about the ...
by Teamfarley
Sun Apr 10, 2016 8:32 am
Forum: Ask IVA Forum and Industry experts
Topic: Solicitor bankruptcy search
Replies: 12
Views: 2645

Hi I Went bankrupt and discharged in 2009. There is no record of it on my credit file and it is not on the online Insolvency service register. I now have an excellent credit rating and have received a mortgage offer on a property I am trying to purchase. My question is will anything show up on the K...
Search found 6 matches Page 1 of 1
Go to advanced search