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by Phoenix51
Thu Apr 14, 2016 9:41 pm
Forum: friends corner
Topic: default letters before iva approved
Replies: 2
Views: 3476

yep all in the iva. Makes me shudder looking at them and thinking what if the iva had been rejected.
by Phoenix51
Thu Apr 14, 2016 8:38 pm
Forum: friends corner
Topic: default letters before iva approved
Replies: 2
Views: 3476

Iva was accepted on the 12th April but today 14th received 4 default letters all dated before iva was approved.Will ring IP tomorrow but for peace of mind can i just file these now iva approved.
by Phoenix51
Thu Apr 14, 2016 8:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: Another creditor letter, I am so cross!
Replies: 42
Views: 5406

iva accepted two days ago.Received 4 default notices today one saying i must pay £200 immediately.It makes me shudder thinking what would have happened if iva had been rejected.
by Phoenix51
Thu Apr 14, 2016 8:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: Another creditor letter, I am so cross!
Replies: 42
Views: 5406

iva accepted two days ago.Received 4 default notices today one saying i must pay £200 immediately.It makes me shudder thinking what would have happened if iva had been rejected.
by Phoenix51
Thu Apr 14, 2016 7:14 pm
Forum: postings for may
Topic: life after IVA approval
Replies: 23
Views: 5454

the best move i ever made getting an iva. Even though i was borrowing more before it wasn't as though as i was splashing out on luxury items.I had loans when i was married in my name then marriage broke down of course being alone i struggled.It was a constant struggle budgeting and paying bills.I ha...
by Phoenix51
Wed Apr 13, 2016 12:06 pm
Forum: friends corner
Topic: Nervous
Replies: 7
Views: 3495

almost there, well done.
by Phoenix51
Wed Apr 13, 2016 11:51 am
Forum: money saving tips
Topic: What are your top five ways to save money?
Replies: 160
Views: 56754

I have an allotment grow my own veg and keeps me busy.
by Phoenix51
Wed Apr 13, 2016 10:31 am
Forum: friends corner
Topic: iva and savings account.
Replies: 5
Views: 3896

Hi,One day into my iva was just wondering as I haven't received welcome pack yet, will I be allowed to put some money away for emergencies now obviously I can not have credit. For example vets bills, domestic appliance break downs.
by Phoenix51
Wed Apr 13, 2016 7:41 am
Forum: friends corner
Topic: iva accepted
Replies: 7
Views: 4170

it will be debt freedom i am not going to put myself through all that again.
by Phoenix51
Wed Apr 13, 2016 6:40 am
Forum: friends corner
Topic: iva accepted
Replies: 7
Views: 4170

stepchange it was a pretty straightforward iva. Only six of the seventeen creditors voted but was enough.
by Phoenix51
Tue Apr 12, 2016 6:38 pm
Forum: friends corner
Topic: iva accepted
Replies: 7
Views: 4170

Hi new to forum have just had my iva accepted this morning.So happy and relieved.
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