<t>I have recently received letters from first Dispute Management on behalf of Aperture re., ppi and other miss selling products, I returned the letter for myself and my husband who sadly died a few months after our IVA finished, I clearly indicated on my husbands letter that he was deceased, only t...

<t>I completed my Iva in 2016 and had my CC in July 2016, I had changed my bank at the start of my IVA, my previous bank have recently notified me that a savings account some twenty years ago was still live with a small amount of money in it under 50 pounds and they will send this amount to me and c...

<t>Further to PPI , i do not care a jot about it, and will always be eternally grateful to the process of the IVA, which I embarked upon almost six years ago . The help of the forum was invaluable to me sustained and maintained my belief that fellow travellers on the same road can be of great help w...

Difficulty in getting information changed by Cabot Financial.our IVA completed March 2016 CC received June 2016. My husband died in September and I have looked up my credit rating to find that all debts are marked settled or partially settled except for Cabot financial still showing red defaults. Th...

We finished our iVA end of March and received our CC in June ,sadly my husband has recently passed away, do I have to inform anyone ie.IP or credit agencies,on noddle he still has one debt showing as default, we no longer appear on the register, I still have not checked my own credit scores, I guess...

Is it safe now to shred/burn all paperwork . We received our paper c/c,s today, Aperture took 3 months to complete was that not too bad I have kept all paperwork from day one all I /E,s photocopied these were very helpful when the anniversaries came round, the box on top of the wardrobe became heavi...

Or maybe two!,!

Thanks kallis, I still can't believe it, thank you for your support.

Update completion cert., by email today hip hip etc.,thanks to everyone on the forum for your advice and support it has been invaluable kept me going from debt pit to debt free, best thing we ever did, I don't know how to celebrate maybe change the holiday from a week to two.cheers everyone.

Thank you all for your advice. Does the worry ever end ?

We have signed deed of assignments for PPI and packaged bank accounts last year following cleardebt,s mass variation meeting. The letter we had from cleardebt in February said as we are coming to the end of our I V A they required three months bank statements p60,s etc these were sent then in April ...

Cleardebt sent me a fifth year review saying no further monies were due, we rent so have no equity, they cancelled the direct debit, aperture say they have to do an in depth review so it maybe 10 months before we get the C C,s as the new I P has got an extension to The iva,s they acquired from clear...

Holiday. Our last payment was made in March, we know it will be some time before we receive our CC but I am scared to spend the extra cash each month, I have just booked a week away in October ,am I jumping the gun ?, as we are both in our late 70's it is nice to have something to look forward to at...

Completion certificates. I spoke to Aperture today to see if our iva was in closure yet, our last payment was in March ,to be told today that it will be another 8 weeks before that happens and 6 months after that before it is complete, surely this is too long, cleardebt did me no favours in transfer...

I am very happy with the response from Mr,.Mond, and so very grateful to all of the forum for your help and advice, you have all been great, I will let you know when the C/C comes through.Freda