I paid my final payment on 1st Sept16. Huge relief. Firm sent me letter & I thought in due course would be certificate. During IVA I received so many PPI forms which I signed & returned at least 3times & they were in a triplicate batch each time.I was reading online that there is a big case going on...

Hi, I am really sorry to hear your situation.
I will be amazed if you get any answers from them. Can't escape them either.
Wish you the very best of luck.
I'd be interested to hear what happens.

Hi Lisa
Paid half debt & Sept 2016 would be 5years. Letter received in reply to registered one I sent(miracle) Did not refer to any issues. Was simply list of terms, so still in limbo. Replied to them, but no point.
Health issues still same, hence no recent posting.

Well, if am tied in another year & cannot remortgage during that time, they will claim from house, plus all I have already paid & that's far more than I originally owed. I have complied with all & I think this whole process needs an overhaul as the wording of original leaflets is not at all how it t...

Thanks. Have sent brief letter as they know all my details & have never once responded. So, it's in registered post, too expensive really, but needed to do something & they have lost enough paperwork in past. Didn't even inform me of the correct increased amount at one stage,only when I 'phoned them...

Lisa, considering your last message, selling car pointless as will not cover all anyway,I was willing to try. It seems unethical to me that if someone else pays this, it will be one final years payment, but they were asking a personal F&F which would bring amount to thousands over original debt if I...

Hi Lisa- No point selling at mo'. If I raise cash by selling car etc, would they accept that as the last year. If so, how soon after could I sell house. to buy another car,need it but I will do anything to get these people out of my life. Huge fees & they never once replied to any letters. Also, wou...

Thanks to all for replying. 37k plus all paid in is lot more than original debt.When writing, should I say will be paying the extra yrs 5K in a lump? (Am hoping can get this together,) but don't want to just pay then come on to me for more or should I go through complaints, am worried that may take ...

Wondering how to word email so that I get it spot on. They're driving me over the edge. All I want to do is pay their final year & get them out of my life & have a peaceful sleep. I need to get fit before more surgery & am not exactly a spring chicken, even if I'd like to think so. Someone called th...

Pin a smile on & enjoy. In moments of doubt say nothing. Works a treat. I know. Have a great time.
Am sure your daughter will be pleased you are there.
I have two fantastic daughters.

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by stringyAcid So debt has gone and life is so much better. Today is my daughters 16 th. I have been a seperated father since she was 1. I am going out for dinner with all her family. I'm going on my own ...

Thanks all for replies.
It would be more than the full original debt at 37K.
Should I just mail & write saying will pay final yr?(hoping I can find it) or do I have to go through complaints, which might take too long.
Info greatly appreciated.

IVA 4mths to go but they want an extra yr. Expected this to be �5488.Own house let & living in cheaper. Have state pension & a rental property. Morts expire next yr.Was going to sell & pay them. Can't remort. Told if want F&F nearly 37k.This plus already paid is more than original debt. Will be fo...