Search found 16 matches

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by JB3178
Wed May 25, 2016 6:17 am
Forum: Ask IVA Forum and Industry experts
Topic: Green v Wright appeal
Replies: 4
Views: 4161

Can one of the forum experts please advise who we go to to get a definitive answer on how this should be being handled. As my previous posts have stated I am in the opposite position. I have had my PPI refund sent to my former IP, as they have claimed 'interest' in my payment, even though my IVA com...
by JB3178
Tue May 24, 2016 1:56 pm
Forum: Ask IVA Forum and Industry experts
Topic: MISHANDLING of PPI after completed IVA
Replies: 44
Views: 7248

If the case rules in favour of Wright I will in no way feel sorry for IPs having to pay all the money out. I went through 5 years of having to account for every penny I spent or earned when I signed up for my IVA. I chose the option as opposed to bankruptcy as I thought it only right I attempt to pa...
by JB3178
Tue May 24, 2016 8:09 am
Forum: Ask IVA Forum and Industry experts
Topic: MISHANDLING of PPI after completed IVA
Replies: 44
Views: 7248

I will try to find out if I can email you too from the system. Not sure how to do this at the moment but will be good for us to email each other to share our experience and hopefully get a definitive and legal outcome for us both
by JB3178
Tue May 24, 2016 7:35 am
Forum: Ask IVA Forum and Industry experts
Topic: MISHANDLING of PPI after completed IVA
Replies: 44
Views: 7248

I also think that the terms in our IVAs that all these IPs are arguing over were put in place for matters such as a debtor deliberately not including certain assets in their IVAs which should have been included and then this gave them the chance to claw those assets back in after completion, which w...
by JB3178
Tue May 24, 2016 7:11 am
Forum: Ask IVA Forum and Industry experts
Topic: MISHANDLING of PPI after completed IVA
Replies: 44
Views: 7248

I have exactly the same problem as you. I think the whole situation is a disgrace. The basic problem is that when people like yourself and me entered and completed our IVAs there was no such thing as PPI. Now the scandal is in full swing PPI can be considered an asset in an IVA. What insolvency prac...
by JB3178
Fri May 20, 2016 8:12 pm
Forum: Ask IVA Forum and Industry experts
Topic: WRIGHT V GREEN
Replies: 12
Views: 5212

I've now heard that the Green and Wright case has been postponed, and someone has said that there is no date until March next year that appeal judges are free, unless the case can be 'squeezed' in!! This is madness. So what happens now?? Will the insolvency and IVA companies just continue splitting ...
by JB3178
Thu May 19, 2016 7:57 am
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

So the case can drag on for months or even years then. So where does this leave those people who have not been issued completion certificates pending the outcome of the case, and people such as myself who completed their IVAs year ago. Is it not time that the Insolvency Service stepped in and issued...
by JB3178
Wed May 18, 2016 7:43 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

I've read on other sites that the Green vs Wright appeal is no longer being heard this week due to lack of judges. If this is the case what is likely to happen with my complaint with Cleardebt? Will they likely keep my PPI refund until the case is eventually heard or do they have to return the money...
by JB3178
Tue May 17, 2016 9:13 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

I couldn't agree with you more!! I mean where does it ever end for those us in completed IVAs. For example just say ( and no this hasn't happened to me ) someone who has completed their IVA is contacted years down the line by one of these heir companies saying they have been trying to track you down...
by JB3178
Mon May 16, 2016 6:56 am
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

Can I just categorically say that not for one second do I not appreciate the fact that my creditors wiped a large proportion of my debt and my IVA releasing me from the hell I was going through at the time. What I am trying to establish by coming on this forum is to find the facts. The facts being t...
by JB3178
Sun May 15, 2016 8:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

I think the biggest issue here is the tactics that the banks are taking. You only have to read other IVA forums to see that some banks are issuing PPI refunds directly to the debtors in people who have completed IVAs, as opposed to my bank that sent it directly to my former IP. If my bank had done t...
by JB3178
Sun May 15, 2016 8:10 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

Can somebody outline if they win their appeal what powers an IP will actually over those that have a completed IVA. Okay they have an obligation for maximum return to creditors and their powers and trust survive completion bla bla bla etc etc etc, but what can they actually do to those people who ha...
by JB3178
Sun May 15, 2016 7:15 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

Have there been any indications as to whether the appeal is likely to succeed this time? If it does succeed does this really mean that those of us in completed IVAs will be hounded by former IPs to sign new DOAs?? If this does then that is a disgrace. What then is the point of my completion certific...
by JB3178
Sun May 15, 2016 2:27 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

I just hope that the Green Wright case is finally sorted soon and hopefully in favour of debtors. I think it outgagous that people like myself who worked hard for 5 years to complete my IVA, to be issued with a completion certificate thinking that's it all over only to find that yet another 5 years ...
by JB3178
Sun May 15, 2016 12:29 pm
Forum: Ask IVA Forum and Industry experts
Topic: My IVA completed in 2011. Can you please confirm the legalities of the 'Green v Wright' case ?
Replies: 72
Views: 16333

But my question is how is that PPI an asset when PPI could not be claimed at the time of my IVA due to the fact that PPI refunds were nonexistent. I understand that they can form an asset now, but not in old completed IVAs. I understand about the unrealised asset clause, but still do not understand ...
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