Thanks for all the input it's all useful. I spoke to someone last week, remaining debt is 6.2k so does 5k seem a fair offer or is it too high or low? Expecting a phone call from dfd this week to discuss in further.

Cheers

Thomas.

Hi thank you for the response. I feel lucky but also slightly embarrassed by it all, she said she will pay up to 6k but could pay more if necessary, obviously I want to offer as little as possible just want it done with to be honest. I just don't really know how to approach debt free direct.

Cheers

I am currently paying 123 p/m and have around 45/50 payments left (debt free direct) , mum has offered to pay debt off. Any advice?