I am 2 years in iva ,16000 debt. paying 100 month 5 years paying 2700 fees 3300 to creditors, got windfall of 11000 going directly to iva, whats chances of creditors agreeing to full and final payment total paid into iva would be about 12000

me and my wife enq april about debt remedies ,we handed in all our paperwork needed for a iva proposal end april ,no probs ,its took nearly 5 weeks to draught it ,now we have received it ,its got slight errors ,in which 100% there fault ,so we contacted them our ip think is always busy ,so it could ...