Cheers Foggy I will chase that up

Thanks guy Lisa, I happened to see your links in another post so that was one of the first things I done when the coc arrived. I imagine you know however just in case you don't, I also found https://clubs.moneysavingexpert.com/creditclub/ so you can also get your experian report for free. All three ...

Hi Guys Following my last post I contacted CF towards the end of January this year to discuss completing our IVA early and was lucky enough to be dealing with a very helpful person via email. I officially made an offer of £2400 on the 3rd of Feb which was accepted at a meeting of creditors on the 3r...

Thank you for your swift replies

Hi guys

My parents are about to email a copy of their statement to prove they have the funds available to offer F&F. They are asking if they should obscure the account details i.e account and sort code? I can understand their concern but not sure if it would be acceptable.

Mark

Thank you for your replies, yes I will put in the condition about reducing the payment. My last I&E was just over 5 months ago so fingers crossed.
Mark

Good Morning A year after looking into it I have final started the ball rolling on arranging a F&F offer. I received a reply from my IP saying I would probably need to offer £2400 which I am happy with. I currently have 7+12 payments left to make at £130 p/m. The funds will be coming from my parents...

Thank you, I think my next step would be to get a valuation done on the house to see if it is worth proceeding then I will have a chat with my IP
Thank you for your opinions guys

font size="1" face="Verdana, Arial, Helvetica">quote:<hr height="1" noshade> Originally posted by Foggy To close early the usual offer for a full and final is the monthly amount times the number of payments left, plus 12 months if there is enough equity to trigger an extension. So based on your com...

Thanks for your help so far however I am hoping to finish this IVA early. As I am not likely to be granted a remortgage while in an IVA (as you guys have suggested) and definitely wont be selling up just to release equity to hand over to my creditors, I am trying to ascertain an amount if any that t...

I am looking to make an offer to complete the IVA early as I would be unlikely to get a remortgage. Then once the IVA was closed and only then would I be looking to sell up

Hi thanks for your reply. Having done a lot of reading on this forum and others I get the impression that although it appears very hard to get a mortgage while an IVA still shows on your credit score it isn't impossible. We may have the opportunity to sell our current house and move in with family f...

Hi We are almost 43 months into a 60 month IVA and have never missed one of the £130/m payments. Our original Debt was around £22,000 with a forecasted total repayment at month 60 of £14,500. We currently have a mortgage of £155,000 on our house which is potentially worth £245,000. we are consi...