Update, the full and final was accepted and paid on December 21st, completion hasn't been received yet as its still early days. Mother in law is now panicking because she thinks at some point in setting up her iva they sent a letter (which she can't find) stating that 6 months after completion they'...

Thanks everyone, she's currently awaiting a call tomorrow to discuss things with the IVA company so we will see what they have to say. I've advised her to stress the health issues and that she is unlikely to be able to afford her payments when pension changes happen for her at work in April. Will se...

An offer that low? Really? I want to give it the absolute maximum chance of being accepted any rejected offer is only going to serve to add more stress to the situation.

My mother in law has an IVA with around 2.5yrs left to pay, payment total remaining is £5,400. she has poor health. working full time to pay her IVA is not helping that in the slightest. what are the chances of the IVA company accepting us paying the total of the remaining payments off in a lump to ...