Hi doomandgloom, I know things seem really bad at the moment, but I promise you there can be light at the end of the tunnel, and there will be the right solution for you, with some help and advice. I do fully understand where you are coming from with regards to your home, but is it worth all the pre...

Hi Kazza, definately take a deep breath and try to calm down for tonight. You have lots of things swimming around in your head and I know it all seems hard to take in at the moment, but you have already taken a huge step in trying to sort out your debt problems and this is always the hardest step of...

You will be in very safe hands, there will be a solution for you and the future will soon start to look much better, and you will soon be able to get a good nights sleep. Keep posting, everyone is here for you whenever you need help and support.
Best wishes
Mike

Hi and welcome to the forum. Don't beat yourself up, it is very easy to get into debt, as the others say you have already taken the biggest step, which is admitting you have a problem and want to do something about it. I know exactly how you feel at the moment, sick with worry, sleepless nights, wak...

Hi I can honestly say you are in very safe hands with Melanie and her team. Without their help and the excellent support from everyone on this forum I don't think I would ever have got out of the hole I was in. Thankfully I am back on my feet and things are going very well for me, so I promise you t...

Hi mate, Firstly change your name you are not an idiot. Getting into debt is the easiest thing to do, getting out of it is somewhat harder. But listen, you have already taken the biggest, and hardest step of all, admitting you have a problem, everything now will get better, may not seem it right now...

Hi guys, Thanks for asking David, just popped into the forum as I've not been on for a while and I'm very pleased to say that everything is going really, really well. My wife is loving her job, the kids are doing well at school, my son has found himself a lovely girfriend (still can't believe how bi...

Hi and welcome to the forum, I know things must feel really bad at the moment, I know what that feeling of being at your wits end is like and those sleepless nights are truly awful, I will never forget those feelings. But you have taken the hardest step, realising that things cannot go on and you ar...

Thanks guys. Just got in from a good day on the market. Going to sit down now and watch some Christmas movies with my family (Muppet Christmas Carol, the best movie ever made).
Have a great Christmas everyone!
very best wishes
Mike

Hi guys, Just wanted to pop in and wish everyone a very merry Christmas and a Happy New Year! Thank you clareyfarey for your kind words they mean alot to me, and thank you Melanie, without you and your team (how is everyone?) I don't know where I would be! Well what a year it has been, still don't k...

Whoaa, just read that back and as an ex journalist my spelling really needs to improve. Spellcheck is a wonderful thing!

Hi Ang, Skippy (hi skippy) is absolutely right, journalists (and I used to be one) have to focus on the negative in virtually every story, it makes headlines and headlines sell(unless you work in the sport section then they will argue it's the back page that sells the paper, but that's another argum...

Hi Lisaban, You are in very safe hands with Melanie and her wondeful team, and I wish you all the very best for your future. Debt is a very easy thing to get into and a nightmare of a dark tunnel to get out of, a journey you have to go through to fully understand how dark it can be. But Melanie, Tin...

Hi Mark and welcome to the forum, Well done for taking that huge first step! It really is the worst part but now you have faced up to it and decided to sort your problems out things will only get better for you so try not to worry too much, easier said than done I know. Everyones situation is differ...

Hi Debbie,
Good luck for tomorrow, I've got everything crossed for you (well everything that wont make my eyes water) Hope you get the good news you deserve and you can finally move on. Good luck Debbie
Best wishes
Mike x