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by Joseph.m
Tue Jul 19, 2016 11:53 am
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

So I had a couple of calls from various insurance brokers this morning. Guess what!....The same insurer is quoting from all 3. I told them all about my IVA to which they replied "No problem. It shows on your credit check whether you tell us or not. It's not a question that is asked anymore. You woul...
by Joseph.m
Mon Jul 18, 2016 4:50 pm
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

Can anyone recommend an insurer who does frown upon IVA's? I'm pretty disappointed with the company that set up my IVA as they assured me that nothing like this would happen.
by Joseph.m
Mon Jul 18, 2016 4:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

I always check the comparison sites first then ring the top result direct. They always ask for additional info. As I mentioned previously, they asked nothing about CCJ's, bankruptcy or IVA's. They told me they would check my credit file as part of the application and approved it there and then.
by Joseph.m
Mon Jul 18, 2016 4:28 pm
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

I argued the fact of the cancellation fees! The next "cheapest" policy is £795!!
by Joseph.m
Mon Jul 18, 2016 3:53 pm
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

£200 was the total amount owed for the number of days on cover with cancellation fees. This is after paying the deposit plus the first month. The policy total price with legal protection and breakdown cover amounted to £330. They wouldn't accept an offer to pay in full. I would think that would rid ...
by Joseph.m
Sat Jul 16, 2016 9:32 pm
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

The broker was Lancaster Insurance. The insurer was Zenith. Throughout the application process, I was not asked on any occasion about CCJ's, Bankruptcy or anything to that effect. After paying the deposit and providing documents they requested, then paying the first months premium, they emailed out ...
by Joseph.m
Fri Jul 15, 2016 7:47 pm
Forum: Ask IVA Forum and Industry experts
Topic: i have just had my car insurance cancelled because of my IVA . Is this normal ?
Replies: 23
Views: 8804

My IVA was sold to me by Harrington brooks, who told me that it is different to bankruptcy and won't affect anything accept my ability to gain credit. I took out an insurance policy about 32 days ago but wasn't asked about an IVA. I just had It cancelled because of the IVA and wanted to enquire if t...
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