Thank you both. The interesting thing in all of this is that I genuinely do not think the supervisor reported it properly. Is this common? The other interesting thing that's come to light is that if you apply with Nationwide and Halifax online it asks 'have you EVER' However if you use the intermedi...

Hello all, I am looking for a definitive answer on applying for a mortgage and having a historical IVA. In brief: IVA started in Jan 2003. Full and final in 2007. So nine years since completion. It has never appeared on my credit file (strange I know) nor could I find any entry on the insolvency reg...