It seems as though your situation is v similar to ours so I am sure all ill be well.Like I say payplan are the business and very respectful.
Best of luck for Monday
James

James
www.photoslidedvd.com

Off to buy some champagne, I guess it will have to be asti-spumente and not lansons!!!!!

James
www.photoslidedvd.com

As soon as I get the chairmans report will post the details.


James
www.photoslidedvd.com

Meeting was at 10am today, got a call at 1025, ALL CREDITORS VOTED YES!!!!. some mods but not many, the usual 50% overtime, 85% equity release in 4th year and another £85 a month in payments between the both of us. We used Payplan and highly recommend them,they have been great and very professional....

Thanks people, another worry solved by this forum!!!

James
www.photoslidedvd.com

Getting into the panic zone now as our creditors meeting is approaching(14th December) and was wondering if someone may be able to clear something up for me that is playing on my mind and causing some sleepless nights. Our house has been valued by payplan and said to be worth 195k. We owe the abbey ...

Proposals receved today, seem resonable, signed and returned to Ip.....Watch this space...

James
www.photoslidedvd.com

Got my proposals back from IP today signed and sent back already....watch this space... Also one question I have, The Ip have changed our monthly net wage income by more than 300 pounds this being a result of us being paid 4 weekly and the allowable amounts being worked out monthly. If the IVA is su...

Hi Skint til payday, I realise that it has been a little tricky to read between the lines with this post, Naturally the advice will be DO NOT incur further credit, be it yours(leading to a failed IVA) or someone elses.But If you take a look at AndyDavie's replies I understand that to be, if you hold...

My Mum pays the credit card bill. The only reason I say handy is if I need to pay for something remotely, ie over the internet or phone. The new debit card we have is unlikely to be accepted. The last thing that I want to do is (a) rank anymore debt for myself, hence the reason I have applied for an...

Basically what I have done today is change the address on my mums credit card to actually reflect her new address.She has moved a while ago but she did not update her address details, they were still at my address but in her name. So once the address is updated she will still hold the credit card wi...

Dave, Basically what I have done today is change the address on my mums credit card to actually reflect her new address.She has moved a while ago but she did not update her address details, they were still at my address but in her name. So once the address is updated she will still hold the credit c...

I am in the process of setting up an IVA and I have read on a post hsomewhere here that a ladies brother had his credit cards frozen as he was in an IVA when he was not but lived in the same house. The question that I would like to ask is that my mum has a credit card with one of the companies that ...

Thanks to every one for the replies. I now have one more question, a little off topic I know but hope is ok to post here!! We received our new bank account details today for the natwest. We have requested an account with no credit at all. They have sent us a service card which is maestro, no OD but ...

Thanks for the replies.
James