Hi can someone help I have just received my cert of completion after 3yrs in an IVA with a full and final offer it says I should send a copy to Equifax or similar company which part of the certificate do i send is it all the pages or just the certificate itself

<t>I've been in a iva for 3yrs and just had to pay some inheritance into the iva which I've asked if they would ask my creditor to consider my payments to date to close my iva which they have all voted for and accepted can they start to harass me for the remaining money owed to them and should I can...

I got one from kightsbridgee after my first year then it got transferred to creditfix and ive never recieved one from them just would be nice to see how much i still owe and pay off if possible

Hi could anyone tell me should i recieve a yearly statement from creditfix as i was with knightsbridge the first year which i did recieve one but hardly get any correspondenses from them id just like to know what ive paid to who.

Hi Lisa

My payment has just gone up to £368 so does that mean my offer should be 24 times that for 2yrs left or 36 if its 3yr

I doubt it once costs and any statutory interest is added. (8% per annum) Assuming statutory interest is included you might like to ask creditors to vary the VA and waive their rights to interest to keep the figures down. If this is the case what would you think as a resonible final offer to them i...

I have just worked the figures out and with the inheritance money paid to them they will have recieved £49670 and my original debt was 45000 so i hope thats enough

Forgot to montion my IVA is with Credit fix

Im just starting my 4th year into my IVA which i started off with owing £48000 my first 2yrs i paid £195 per month the 3rd year it was £220 per month plus £4850 in ppi payments i have just recieve some inheritance in the sum of £37500 i know they will get the full amount but what would be a feasonal...

It was strange that they let me keep half of the average holiday claim money I received or is that not classed as a windfall as I should be been getting it anyway

Hi
I'm with credit fix and I'm going to receive some inhertitance of the amount of around £35000will they keep every penny of this or will they allow me to keep some of it as I had a claim for average holiday pay and received £1400 and they let me keep half of that any help much appreciated

Can someone tell me if I have to do the online review or can I send the 3 months bank statements and pay slips with credit fix thanks

The 1st I knew they'd taken over was an email saying thank you for your payment with a new ref no it would of been more curtious for them to contact me to let me know they had taken my ova over from Knightsbridge just hope they're as good as Knightsbridge have been as I'm just nearing the end of my ...

Yes just noticed dd gone to creditfix instead of Knightsbridge has anyone dealt with them before and what are they like to work with thanks

I never got the job they gave the job to a less experienced younger person that drinks with the managers son but good luck trazy