Thanks everyone. I will probably wait. It's not like it makes much difference between good basic account other then overdraft which to be honest I want to stay away from forever haha

Wed Jul 31, 2019 4:23 pmkallis3 wrote:

When is your six years up?

In April 2020 so not too bad

That's what I thought but I've hoped someone had similar experience and they were able to open normal account not basic before 6 years is over. Never mind I'm not that desperate.

Kind regards

Adrian

I have completed my IVA now and would like to open normal bank account. Do I really have to wait until 6 years passed or there are any banks that would accept me now with my IVA being marked as satisfied?

He spoke to them and said this is bussines capital and apparently hmrc must be on the list for the first year but repayment should be send to him. But as usual it will take time until hmrc speak to them etc. Let's hope that will be the end of it but I'll update once know anything

Thank you thats very helpful!

Thank You.
I guess will have to wait patiently
It's not urgent this moment but will be during the weeks to come unfortunately

Hi, Hope I can get some help here. I'm on IVA but doesn't apply to me just asking on someone else's behalf as they are self employed on IVA. So they done self assessment and are due a refund. When he signed up for IVA been told any repayments won't be due to them as it's business capital or somethin...

I know guys IVA was like a miracle to me and such a relief in hard times and now this it makes me believe that every day I'm closer to normal life but still being on IVA I feel pretty good anyway.

After asking few times and mentioning it's urgent somehow they did contact him yesterday and I got my car today thank you

Hi i need to obtain permission for car finance. I'm with payplan and been told it will take nearly two weeks for them to talk to my IP and I can't contact him directly. Is this right? I really need that fast.