Thanks for your quick reply Foggy. In that case, I am currently paying £621.78 per month. If we assume I can make the F&F payment from November then I would have been making payments for 24 months. 48 mths left (inc the additional 12 months) means that this would be £29,845.44. So I would need to pa...

I have been in an IVA since Oct 2014. The anticipated income contributions for the term of the IVA (including £13k of shares that are no longer worth anything and £10k equity release from home) was £45,449. I have paid £14,032 back so far. So still owe £31,417. I am going to be getting an inher...