Many thanks for the replies to my post, which are much appreciated. I have replied quickly to the OR, enclosed new bank statements and a full letter explaining the situation in detail. I am anxiously awaiting now whether its good or bad news!

I went BR last April and the OR has allowed me to keep my car and normal household items (I'm self employed) but long standing problems with depression has affected my job. I am currently working much more than I should be (advice from GP) simply to get some debts under control (rent, utility etc) t...