<r>Hi i'm currently going into my 4th year of my IVA i have started a new role within my company which involves a good bonus but i'm aware that i will have to give credit fix a % <E>:(</E> with this bonus i only receive it end of the tax year its going to be around £9,000 before deductions so:<br/> ...

Ok great stuff thanks for the email Micheal. Viva are contacting us about life insurance saying it's part of the Iva?? But I've already got life insurance with my pension at work??

After I've redone my expenditures again what is left out of the extra £170 a month will I have to give credit fix 50%??

Hi Micheal my wife works in a school and she doesn't get overtime so her wage is the same every month. I've just been going through the expenditure list I've got and there is bits not on there that we pay out for! My fault as I just wanted the Iva sorted asap and didn't pay attention. So can some of...

Spoke to credit fix after 20 minutes on hold again!!! Told them that my wife's wage has gone up to £170 a month they said they will send a form out for me to fill in I'm guessing this is for outgoings etc?? Also I've got viva ringing me about life insurance even tho I've got life insurance with my p...

Will let you know what credit fix say tomorrow

Thanks foggy everyones help is much appreciated

But on my agreement it does sound like they review wage on the anniversary of the Iva will see what they say tomorrow

Ok thanks for the help everyone sorry to be a pain in the back side! It's been a stressful few weeks

Just seen this in my paperwork? No more than 3 months before each anniversary of this arrangement the supervisor will conduct a review of my income and expenditure in event that my surplus income has increased whether through increase in my basic wage or my spouse or of any routine overtime included...

Ah crap! Is there anyway around this my rent is going up next month which I can prove gutted

Thanks for the help credit fix are ringing me Monday to discuss the extra money. I'm I right in thinking that

Wife's wage £860
New wage £1030

Extra £170 a month
10% we are allowed
Leaves £84 would I have to go 50/50 on this amount left??

Sorry to sound think appreciate everyone's help

Ah I see they've done it over 12 months. Also with my expenditure list that's been done can that be altered now my iva is up and running? As there is a couple of things that as from next month I will be paying more

Also I've just been going thru income & expenditure and have noticed on a few bits like council tax they have put £114 when I'm paying £137 child care is going up £30 a month can this all be taken into account with the extra wage my wife is getting?

Cheers foggy they are phoning me Monday my rent is going up £50 a month as from next month plus my child care is also going up!

It's a joint iva both our wage is included