Ah thanks.
999 was showing the best on Experian but all the others are showing fair which I’m very happy with. I have a mortgage at the moment and a small loan so I think it’s rally helping me to show I can pay back on time etc. I can’t believe this day as come

<t>Hello just wanted to give everyone an update because i wanted to give hope to people who have been in my situation. My iva started 13.08.2013. We settled the iva with a full and final offer may 2018 because we wanted to get rid of the cloud that was over us.<br/> <br/> when the full and final off...

Hello again it’s been a while, i had a full and final figure accepted in may 2018 shortly followed by the certificate hooray. It will be 6 years in August so hopefully it will drop of my credit file, my question is will my credit score go back to 0 or is it still worth my while getting my score as h...

Hi just wanted to let you know that my full and final offer was finally accepted on 23rd feb 2018.

I received the completion certificate final papers yesterday 24th may 2018.

I always wondered how long it took so sending this to help others.

Thankyou for all your help and support.

I am over the moon varaifion has all been accepted.

Will be sending money to them to get the ball rolling.

I’m so excited I’m looking forward to a debt free future.

6 months of worrying!! I can now relax a little.


Thanks

I did try and digg out information she did say the other creditors that voted voted in favour and it was down to next now.

It’s a joint variation she said my husbands was fine it was just mine.

They rang me back and she said they are waiting on an urgent email back from creditors next. App they have to be ok with it before it’s agreed. They said if they don’t call me back by 4pm then they haven’t had a reply from next. Is this normal as I thought the votes had to be in by 10.00 am Help Tha...

I called them and they said they can see anything updated on the system so the variation team will call me back before 4pm.

Ok
I’m
Going to call
Now

I’m
So nervous iv got butterfly’s this is such a massive decision. I’ve waited since August to get to this point.

Hi my variation for full and final offer was done this morning at 10am, I haven’t Hurd anything and I don’t want to call them in case it’s bad news.

Will they call me ??

Thanks

thankyou very much I will update in order to help others.

At last ! Best of luck :-) hi im not wanting to count my chickens, but I do hope that I can get my credit file tidied up I was wondering if and when the iva is final and I get certificate after 6 month or so will all the creditors show as settled? as at the moment the creditors on my file are showi...

Hi just wanted to give you all an update as you have helped me along the way. Our variation has finally been put to creditors and the meeting to add up the votes is 23rd feb. I just hope they accept.