Thanks ginger, Kalis, foggy and plasticdaft. I really appreciate your support

I have found my termination letter from February this year, the six years will be up in June next year can I have it removed from file with this letter or should it be removed by debt free direct?

I have no list of creditors on my credit record file other than this iva

Thank you very much, I shall request a termination letter

the iva started in 2011, if it failed this year will it be six years from now or the actual start date of 2011? How can I make sure it is removed?

It is showing on the register when I checked a couple of days ago, Debt free Direct have advised me that it failed and was closed in Feb of this year. I have no creditors on my Experian credit file, the public record is showing an IVA though. How can I get this removed?

I haven't had anything from the IVA company. They advised to reduce it as I was struggling to make payments at the time. Rather unwisely, I kept this up and stuffed my head in the sand. A couple of creditors have sent me letters but not much in nearly three years. Can I make an offer to settle guys?

Thank you, I shall contact them

Hi I have an Iva from 2011, I reduced payments in 2012 to 1p p.m. On the advice of The ip. Being an ostrich I continued with this payment rather than facing my debts full on. It's post five years of my Iva, what can I do to remove it from my file? I may have sold my house so could I make a offer of ...