Admin I don't mind as long as I dont have to learn Ballroom Dancing or live in a Jungle with Morons or go on TV to bore everyone with my problems and lose the minimal self esteem I trying to cling on to - that is unless they pay all my debts off-then I'll even put up with Simon Cowell for a while! I...

Thanks, yet again, Melanie

TV programme GREAT IDEA! BRILLIANT WE'LL ALL BECOME CELEBRITIES AND END UP HOSTING OUR OWN DAYTIME SCUMBAG TELLY PROGRAMMES One problem the large Organisations/IVA Factories where I'm guessing most of the criticism will be directed advertise heavily on TV - this begs the question where will the loy...

Catullus - What your Pension Advisor really says is "that's another £500 commission in my Bank...I hope the Pension works out but if not I won't worry and I still get to keep my £500" Call me cynical but that's the reality and I truly believe because human nature works that way that some IP companie...

Andy/Tracy Yes dealing with the equity release at the outset makes logical sense However there could be and should be written levels of acceptance from the outset which based on comments in this thread does not exist and it all very much depends on who you ask and when you ask it Maybe something lik...

Thanks Melanie

If you could get some feedback that would be good

Chris

Melanie The reason I ask is because I am currently paying Interest only so as to afford the IVA monthlys no allowance is being made in the expenditure (therefore clear for all to see) for any repayment vehicle So should the fact that Repayments will reduce my disposable income be taken into account ...

Melanie

That's very clear do the repayments reflect Capital repayments or Interest only

Thanks

Chris

Sadsack Sue That's a very simple example but what are the circumstances where 75% can be written off everyone is quoting, quotes but not explaining the circumstances. I now believe having read the replies on the Forum that there is a massive difference in opinions and as an arrogant Australian Video...

Spen

Are you with Debtmatters by any chance?

Chris

Spen Don't under sell yourself In this situation it is the role of the 'Experts' to advise the 'Non Experts'(that's why they get a fee) True we all got ourselves into the mess no-one made us apply for credit but that does not excuse the misleading way of some IVA Companies, probably those with a lar...

Hi Spen I'm assured ..not quite the right word...that you too are concerned about the 75% sales spin & the 4th year remortgage clause, that seems to sneak in after the sales pitch has hooked you, (yes, I know Melanie I signed it) as I was beginning to think it was me be irrational. Perhaps the exper...

Thanks Both

To Andy & Melanie The answer to your question 'Was the equity release EXPLAINED?' depends on who you ask 1 The Expert/IP in this case Debtmatters (DM) would insist "YES" 2 The Newbies (Us Mr & Mrs Below Average) would have to admit "No" otherwise how do you explain my concern now after the 12 month...

The following is my opinion and not necessarilly the way all things work.. Hi Spen (wellllllll...on no thats Sven) "Welcome to IVA Suicide the new game show hosted by Noel Ending" You like me appear to have been confused by the "Sales" spin of the IVA machine I am with a large company who shares ha...