Of interest: The bank also confirmed earlier guidance that the bad debt charge at its retail banking unit will be no higher in the second half than in the first, despite a continued rise in the number of overstretched UK borrowers entering Individual Voluntary Agreements (IVAs) -- a less onerous for...

Some 4.2 million Britons are still paying credit card bills from Christmas last year, new research shows. And the average UK resident did not clear their festive credit card debt until late March 2006, figures from Moneyexpert.com reveal. "Christmas is a time for giving and it looks [like] we are de...

LONDON, Dec 5 (Reuters) - Europe's biggest bank HSBC Holdings (HSBA.L: Quote, Profile , Research) urged the British government and the financial services industry to rethink legislation it says has encouraged people to escape their debts. The deterioration in consumer lending, alongside a rising tid...

LONDON (MarketWatch) -- Bank of America could be about to make a bid for U.K. retail and investment-banking group Barclays in a deal that would create the world's biggest bank, according to analysts at Merrill Lynch. "Bank of America has previously indicated that the next phase of its expansion is t...

Hi gillian, you can download our free guide that explains how to do this: http://www.iva.co.uk/bankrefund.asp

Please let us know how you get on.

Kind regards

Hi Dominic, there is another rally scheduled for late Jan/early Feb. Will post details here when I know more.

Regards.

well done dmb, please keep posting and let us know how its going. Any advice for the others?

IVA.co.uk and approx 100 protestors laid siege to the Office of Fair Trading today! Campaigners against unfair bank charges were locked out of the office of fair trading (1st Dec) http://www.iva.co.uk/images/rally/222b.jpg 1) A protest was held at 2pm on the 1st of December to demonstrate that the G...

Hi Dominic, Congratulations on your IVA being accepted and thanks for your postings. Please keep us updated on progress and if you get the opportunity to stay involved in the forum to pass on the benefit of your experience, I am sure everyone here will appreciate it.

best,

Admin