Hi there... thanks everyone for your words of support - its nice to know people understand! i'll work out what exactly my living expenses are (including everything - just had to go and buy myself some cough medicine I hadn't budgeted for!!!)and post them here tomorrow. I would feel really nervous if...

I feel like I'm in a never ending debt spiral at the moment and sometimes feel quite depressed as i see no way out of it. I've been trying to snowball my debts for the last few months but to be honest have got nowhere and have reached a point, once more, where I am going to have to use credit to get...