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by Debt47K
Sun Nov 16, 2008 10:34 pm
Forum: friends corner
Topic: Christmas Party
Replies: 48
Views: 3955

Hi All, Firstly many thanks again to Melanie and Steve for sponsering the evening, and to everyone else for all their hard work in organising another excellent evening. I thought that the Slough meeting was brilliant, but this one surpassed it - everything was just right. Good friendly atmosphere, g...
by Debt47K
Tue Nov 04, 2008 12:32 am
Forum: past frugal friends meetings
Topic: coming to the party ? check you're on the list !
Replies: 75
Views: 49469

Hi Ange,

Cant wait to see everyone again and meet some new friends,

Trevor. (+Alison)
by Debt47K
Tue Nov 04, 2008 12:23 am
Forum: friends corner
Topic: 1 Year into IVA!
Replies: 8
Views: 1403

I really can’t believe this, but yesterday I made my 12th payment into my IVA, and the first year has absolutely shot past! One year in, my life has changed beyond all recognition. A year ago my finances were a complete mess, I was worrying about making all my minimum payments and each month getting...
by Debt47K
Sun Oct 05, 2008 10:29 pm
Forum: insurance
Topic: insurances for payment to my IVA?
Replies: 18
Views: 11061

I use John Tegg (Protect IVA) to insure my IVA payments, and having met him and his lovely wife at the Slough Frugal Friends meeting I can't recommend him highly enough. http://www.protectiva.co.uk/ In my case it’s a tiny £14 a month to guarantee my £315 payment right the way through to month 60 fol...
by Debt47K
Thu Oct 02, 2008 12:48 pm
Forum: Ask IVA Forum and Industry experts
Topic: journalist interested in unauthorised BR letters
Replies: 4
Views: 1457

Having done a quick search, Donal MacIntryre's show is on BBC Radio 5 Live (909 and 693MW) on Sundays from 7-8pm.

Should be worth a listen!

Trevor.

11 Payments down, 49 to go! (18% through!)
by Debt47K
Mon Sep 29, 2008 3:28 pm
Forum: past frugal friends meetings
Topic: Who is coming to ff party nov 15th
Replies: 132
Views: 55138

Hi,

I will be there with my other half Alison.

Trevor.
by Debt47K
Mon Sep 15, 2008 10:46 am
Forum: friends corner
Topic: Possible 15% discount for EDF customers.
Replies: 0
Views: 989

Around 2 weeks ago I heard of a discount that EDF are doing of 15% for people who spend more than 10% of their disposable income on gas/electric. The Tariff reduction is called Energy Assist. (It is a straight 15% reduction of whatever tariff you are on now with EDF.) Give them a call to see if you ...
by Debt47K
Mon Sep 15, 2008 10:26 am
Forum: past frugal friends meetings
Topic: What a great meeting !!
Replies: 14
Views: 10019

Just a quick note to say thank you to everyone I met at the Slough frugal friends meeting. Walking in there on my own wasn’t the easiest decision I’ve ever made, but everyone made me feel so welcome. I’m sure I’ve made some friendships that will last a very long time indeed. I enjoyed it so much tha...
by Debt47K
Mon Sep 15, 2008 10:05 am
Forum: Ask IVA Forum and Industry experts
Topic: Frugal Friends Birmingham - 15 November 2008
Replies: 41
Views: 3860

Hi All, I have just booked our room too! As a heads up for everyone, I asked about room availability. There are now 7 double rooms left, with 8 family rooms that can be sold at the cheaper double room price, with several singles left too. There is a wedding in the same night as us, so if you are pla...
by Debt47K
Fri Aug 29, 2008 9:14 pm
Forum: talking about ...
Topic: The Sun £9.50 holidays are back!
Replies: 14
Views: 7602

Hi All, A heads up for everyone. The Sun £9.50 holidays are back from tomorrow (Sat 30th August), so get collecting your 7 tokens for yet another cheap holiday. This time they have 160 parks to choose from in England, Scotland, Wales, the Isle of Wight, Ireland, France, Spain, Italy, Holland and Bel...
by Debt47K
Fri Aug 29, 2008 12:33 pm
Forum: talking about ...
Topic: 10 pound holidays at Pontins
Replies: 3
Views: 1896

Hi All, I have just booked a £10 Monday to Friday holiday with Pontins, and thought I would share the code and phone number with you all. Its £10 for the holiday, per room, not per person. Its valid on all Monday to Friday breaks in September. You even get given £20 in pontins pounds when you check ...
by Debt47K
Thu Aug 28, 2008 5:53 pm
Forum: past frugal friends meetings
Topic: hands up for FF slough
Replies: 34
Views: 21951

Count me in, I will be there!

Trevor.
by Debt47K
Mon Aug 04, 2008 12:43 am
Forum: past frugal friends meetings
Topic: Frugal Friends - Slough September 13th
Replies: 49
Views: 29612

In that case count me in!

See you all then,

Trevor.
by Debt47K
Mon Aug 04, 2008 12:30 am
Forum: past frugal friends meetings
Topic: Frugal Friends - Slough September 13th
Replies: 49
Views: 29612

Hi Melanie, What time of day is the meeting? I have overtime that day, so can only make late afternoon / evening. I am "one of yours" and am so happy with my IVA, I can't believe I've made 9 payments already, it just seems like yesterday I saw you in Cardiff! It would be lovely to meet up again. Tre...
by Debt47K
Wed Nov 28, 2007 12:50 pm
Forum: creditors who voted yes to IVA
Topic: Creditors Report
Replies: 2
Views: 5414

Hi All, (First post!) I am a single tenant with 47K of unsecured debts and no assets. When it came to choosing an IP Melanie Giles stood out to me as the best choice by some margin, a view reinforced by all the helpful postings on here. Having looked through all the posts leading up to the day of th...
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