No i have no assets and information leads me to believe that the minimum that would be accepted would be £200

Hello i am new to this forum and am currently £22,500 in debt, started to get behind and have creditors ringing for their money. I'm at the point of not getting the phone when it rings. I am not sure which is best an IVA, DMP or bankrupcy, I could just about manamge a total repayment of £200 per mon...