I checked back and I have an email from my IP to the Ombudsman dated 2014 from the IP's 'Insolvency Administrator' - For and on behalf of XXXXX who is the IP' - saying 'The Supervisor has been released on 15.12.2009, therefore he has no claim on JJSIDE's current estate'. I also had 3 phone calls wit...

I tried to click on the 'Create a new blog' link - but the page just flashes up and disappears? it is trying to load this page I think http://blogs.iva.co.uk/wp-signup.php I tried in Safari, Firefox and Chrome but same in all browsers? Any help you can give me? Thanks JJ -- I will mention this to a...

I tried to click on the 'Create a new blog' link - but the page just flashes up and disappears? it is trying to load this page I think http://blogs.iva.co.uk/wp-signup.php
I tried in Safari, Firefox and Chrome but same in all browsers? Any help you can give me?

Thanks Foggy - I will wait and see what happens now if anything. If they want the 40K back then quite frankly I don't have it, they told me it was mine ( I have proof of this in an email from the IP and also the fact they returned 3 claims that were paid to them by the Bank to me personally ) and no...

Thanks Foggy - yes, I understand that, but could my IP now turn round and say they got it wrong and the money needs to be returned for distribution to the creditors now retrospectively. In my case I received about 40K in PPI paid to myself. There are many issues with this, some of this money has bee...

So what happens now to people in my situation? - My IVA completed successfully in 2009. I applied for all my PPI myself post completion, and all PPI was paid to me after the IP said they were no longer acting on the case. in some cases the money was even returned to the IP by the Banks, but they sub...

I hear that the Green V Wright appeal did not happen this week and may be delayed until next year. When it is eventually decided, if they rule in favour of the IP and maintain that the trust continues post completion - where do I stand?. I completed my IVA successfully in 2009. Since then I have cla...

Can somebody please explain to me what the difference is between R3 and Protocol? I have seen this mentioned many times, especially relating to PPI claimed post IVA Completion and relating to continuing trusts. I am just imtersted what these terms mean and how they are different

This happened to me recently. Barclaycard re-evaluated a previously rejected claim and awarded me 17K compensation. My IVA completed in 2009 but they still insisted on sending the cheque to my former IP. I was lucky, my former IP returned the cheque to Barclaycard saying they no longet had an intere...

Hi Andy, I think in my case, I had very high credit limits and the cards were max-ed out, with high minimum payments made every month , therefore with PPI being calculated on the outstanding balance each month - it was a lot of money. I also had the cards for many years like this. But I am not compl...

I completed my IVA in 2009. Last month I got a letter from a Credit Card company - saying I was due a PPI refund after they had reassessed my account. It was for close to 20K! But in the letter it said that the refund had been sent to my former IVA supervisor - even though my IVA completed in 2009 a...

Yes - I agree Foggy - my point is that the OP seems to be employing the 'burying my head in the sand and hoping it will all go away' mindset, which I know got me into the trouble in the first place!

Hi Lisa, that might be true in this case, but probably not, as the reason the OP doesn't want to complete the paperwork as it will reveal the overdraft. Maybe I am being too harsh, but refusing to complete the papaerwork is not the way to deal with this situation is it? It's that kind of mindset tha...

Many of my debts were sold on to Max Recovery. I received regular statements and once the IVA was finished never heard from them again.

You obviously were aware that you should not take any credit whilst in an IVA then. It seems that you haven't learn't much from the IVA experience and are acting in the same way that got you into trouble in the first place. You need to come clean, stop avioding the issue and face the consequences. O...