Hi I have 6months ago completed my IVA. The Coop were very good offering a free basic account for IVA customers and this was acepted everywhere I Shopped. Don't pay for any account because there are plenty of free basic accounts around. It sounds though like Barclays are happy to keep your account r...

In June this year I finally completed my IVA after starting in 2008. I had accrued debts to the tune of £90k and whilst the IVA route was a bit up and down DFD kepted me on track until the end. They were fantastic and sites such as this also helped me to keep focused. Yes I have learnt from my mista...

Surely the creditor needs to get a CCJ first then apply for the AOE should you fail to satisfy the CCJ? Also a creditor contacting an employer could be considered harassment?

My IVA completed this year after 8 years and I had signed a deed of assignment for PPI etc. Whilst in the IVA I had taken out a payday loan which was silly of me but I was struggling. This loan I may be receiving a refund for via the FOS but my former IVA company have stated they have an interest in...