Finally we are completly free of the IVA our credit ratings are clear and names have disappeared from the insolvency register it feels like such a relief! It has been hard at times but we have learnt to live within our means! My husband and I have booked ourselves a mini break without the kids to It...

Hi guys I have been sorting out my credit score which has increased! after 6 years I just thought I would try applying for credit and got £200 with a catalogue. (Which I won't be spending) My name is still on the insolvency register I have sent them my completion certificate and they said it would t...

Thank u I will have a look later

Hi everyone I have finished my IVA and have the completion certificate I have been looking at the free versions of my credit score the IVA has disappeared from the information on noddle clearscore and experian but one default is showing on noddle from Tti spec but it says it's closed on clearscore a...

kallis3 wrote:

Hardly anyone knows about it so no worries.

I have just finished my IVA and didn't know about the insolvency register till this post so I wouldn't worry about people looking at it I'm not sure people even know it's there

My husbands last payment was in January 17 we have been waiting for the closure bits as mine was finished and closed within 6 weeks. We called aperture who said they are waiting for a creditor to respond. We recieved a letter this morning from Santander to say that they have sold the debt to max rec...

Thanks sorry for the questions but is it the TITLE REGISTER I need to check or am i in completly the wrong place?

Hi
Can anyone tell me how I find out if my house has been taken off its restriction
Thanks

Thanks for your help we are going to give them till Tuesday then call again and find out who's holding it up. I wasn't sure about getting a new mortgage we were just thinking about going in to rented and using the money made to buy some property with cash do them up and sell them on. We are both sel...

Hi guys I have my completion certificate it's been about 6 weeks since it ended and now I'm done :D BUT my husbands IVA finished a month before mine and we have been in touch with aperture who said they are still waiting on replys from his creditors. They had 28 days already and been given another 2...

When Aperture / Grant Thornton did our 54 month valuation they used an online service which gave them an average figure for our street, we never had to supply any figures they just emailed us to say they were happy with their valuations and would be extending the IVA by 12 months (ended up extendin...

That is a nice surprise but I'm surprised your husband wasn't aware of this as he should have been sent his CC when his IVA was closed. Ask them to send him a copy. Best of luck for the both of you with a debt free future! Hi My husbands had only been closed for a couple of weeks mine has now finis...

Hi everyone My husband recieved a letter this morning from one of our creditors asking for money as they said they hadn't recieved anything since September after a phone call to aperture it turns out my husbands IVA has been closed and my last payment that I will make is less than I normally have to...

We have a Motability car for our daughter its never been a problem

Thanks four help if I make the last payment in March can I sell my house straight away or should I wait for the certificate would they be entitled to more money if I sold before I had the completion certificate?