Hubby & I got letters from Integrity (my ar$e) yesterday too, straight into recycle fodder too.

Great news![:D] Mine was accepted just a month ago and its still sinking in now.

Picked the wrong person - he looked more scared of me than anything!

Strangley about 10 minutes before he came the postman had delivered letters from HSBC saying that as we are now in IVA our accounts have been frozen, can we return cards/chequebooks (Er no, they've been destroyed but thats another matter) and they require no further contact from us and will not be c...

Morning Our IVA was approved 100% a month ago and we are 2 payments into it and feeling really good[:D] then bout 15 minutes ago doorbell goes and it is what I assume was a baliff calling on behalf of HSBC (black portfolio type things and a worried look[:I]). Told him we were in an IVA and that HSBC...

Hi all I've posted a couple of times before (bout September of last year[:I]) when we were looking at going down the IVA route. Well, after our creditors meeting on Monday our IVA has been approved without any modifications to us. A HUGE THANK YOU to Melanie and her team for helping us get out life ...

Hi all I've posted a couple of times before (bout September of last year[:I]) when we were looking at going down the IVA route. Well, after our creditors meeting on Monday our IVA has been approved without any modifications to us. A HUGE THANK YOU to Melanie and her team for helping us get out life ...

Just wanted to pop on and say hello after lurking for a while. Have just made the initial phonecall and after looking at the figures it looks like it might be viable. Have set up a new bank account to so hopefully on our way out of this mess. No doubt I will be around quite a bit over the next few m...