Thanks everyone, for their input. We've set up a new account this morning, but, to be honest, my feeling was the bank weren't exactly welcoming. Andy, the bank I was referring to in my first message was the Halifax - I tried to reply yesterday but as I've just joined the site, I had trouble logging ...

Do banks normally freeze current accounts whn IVA practioners advise them you have applied for an IVA, and seek to negotiate payment terms? Is this allowed?