Oh Andrea I am so sorry. I think your IP needs to pick up the phone to KPMG (they are accountants) and tell them if they don't vote then they will be getting nothing maybe as accountants that might make them think. In the past they may have got money from an IVA because enough voted they did not nee...

Good Luck for tomorrow Andrea, I will be thinking about you.

I would definately query taking the DLA off you, its not your income its your childs.
The payment may go to you as his mother but the NI number is your childs and when DHSS write to you they address you as the carer not the receipient.

You are not a bad mam or a bad person lovey don't ever think that. You spend that money for your child, I don't even remember what I spent on it was a lifestyle thing, champagne gob and cleethorpes pockets thats me. You are more important to your kids than any money in the world. Some people have ea...

Skippy - 3 weeks after my IVA was completed I had a letter from Tesco personal finance asking if I wanted a loan - had'nt they had enough of my debt to write off first time round was my thought as I chucked it in the bin.
I do get a lot of loan offers from Provident and other nasty lenders now too

Andrea Do you get any DLA benefits for your son, if you do these must be kept separate and not included as part of your income. My youngest son is registered disabled and we get middle rate DLA for him at £166.60 every 4 weeks, this was not included in the proposal as income as it is for his persona...

Hi fletcherface I was the same as you my husband knew I had numerous credit cards and loans and also a joint loan, but the bulk of the debt 75% was in my name only. We never talked about it until I lost my job and although quickly found another one it was half the money and the situation became impo...

I tried to close my old account as it had a £500.00 od facility on it, the min I opened a new basic account I wrote to them asking them to close account and if they could not do that to canx overdraft facility. I canx all standing orders and direct debits but as I had a loan with this bank they did ...