hi, I went Br a month ago and I opened a new basic account at Co-op bank, I told em straight out I had recently gone bankrupt and they did`nt judge me and went through all the usual questions, I found I could put cheques or cash, and withdraw at my local post office which I think is really good, so ...

Hi Everyone, I`m sorry if this has been posted by others already by anyone else.[:)] I have been Br 2 weeks now and now thinking of trying to open a simple account for any future wages to go in and for direct debits. Does anyone know of any that dont charge a monthly fee and also dont need certain a...

Hi, Yes I learnt its so easy to get in debt but so hard to get out of it. Also the feeling these credit and loan companies own you, it causes stress at work, with family and friends. your jsut scraping the minmum payments and have no quality of life. Theres come a time when you say `No more`. Thanks...

Hi, All It can start with a random letter through post with an offer a credit card with £500 limit. You either apply for it because you could use £500 at the time or its a `just in case we need it` reason, but instead of seeing it as the credit card companies money, you see as your £500. You dont th...

Hi, Melanie

Only been Br over a week now and spoken to my Or a few times. I did`nt think it did but he said on the last call he will sending out an expenditiure form soon, but I thought he had it all on the statement of affairs which states I am unemployed.

Thanks Any Way

Neil ]

Neil Jenkins

Hi, Everyone I went bankrupt a while back(just debts in my name) and I am currently not working and my wife is working and supporting me. Does it matter what my wife earns(if her wage goes higher) and would it affect things with my Or even if my personal circumstances had`nt changed(not working stil...

Hi everyone Thanks for advice and reassurance, like melanie says if there all bundled together once a month I might not stand out. But I can see why anyone would look at them, the only people who I`d thought look would be bankrupts and creditors. Thank anyway Neil ___ __ __ / _ )___ / // /__ ____ __...

hi, all

I bought the same paper today to see what there like and it didnt have one in at all. I thought there would have been a few at least.
Must have been a quiet Br week. :-,

Neil :0)

Neil Jenkins

Hi, all

Thanks for advice, been very worried.
The paper will be yorkshire evening post and got it today to see what there like and cant find one.

Thanks

Neil

Neil Jenkins

Hi, All I have on my own debt been Br 4 days now, and coming to terms of whats happened. I am 34 and wife 26 and we are married and it seemed the right option. I have a positive outlook on the future now and determined to make things work. The only worry is the advert in our local paper after you ar...

Hi, Melanie Thanks for advice, I posted a topic on this before my Br and I`ve just checked and you did`nt post a response, but no worries. Unless you gave the advice on a similar post for another member. But hopefully if I send copy of tenancy agreement and any need bank statements it will avoid the...

Hi, All, Hope we are all in a good place Well folks, I did it today and the judge awarded the petition for Br , but low and behold there was a sting in the tail. I was taken to an office for the Or call, after talking through all my debt I asked if they would be contacting my landlord of which they ...

Hi Rainbow,

We have never been in arrears with our private landlord as our regular household bills have always come first. Its just my personal debt we are struggling with. I worried if when I get offered one while bankrupt they might turn us down.

Thanks

Neil




Neil Jenkins

hi, again hope everyone is well. Just a question regarding council house renting, We are renting private at present(£450 a month)and I have had my name on the council waiting list with my wife for last five years, will going bankrupt affect me later taking or being offered a council house, hopefully...

Hi to everyone, I am due my appointment for br on monday coming, but I have had my creditor(vanquis) ringing of which I know it because I`ve missed my first payment, my wife answered as I was out the time and there ringing later tonight. Would it be a good idea to tell them I`m planning to go Br as ...