My husband is currently going through with an IVA- have the creditors meeting for 19th Feb. We've recently had a letter come through requesting payment for a debt that has only just been chased. We've been together over 2 years and i knew all the creditors and amounts, but this one seems very out of...

Hi, i'm so glad someone bought up this thread! My partner is in process of storting out IVA, in the endless paperwork stages! we have an 8month old daughter, when we found out i was pregnant we applied of IVA but said he wouldn't be able to start then as our circumstances would be changing in a few ...

well my partner started proceedings for IVA at £300 a month last night so fingers crossed!

Thank you guys we shall start looking into banks again. i think we shall try for an IVA first, but if baines and ernst feel BR is the best way to go we'll have to go down that route but i feel better now have a clearly idea of what they will be looking at.[:D]

Hi Catullus, thank you for the reply, i'll try to give a bit more detail; 1) there is only 1 account, its in my name. Both wages go into it and all house bills are split and come out of that account. My partner did try to obtain a basic account but was unsuccessful. 2)i could pay mortgage without co...

So i'm guessing now that any OR will think he does have an interest in house, would that mean selling? or could a make him an offical tennant!![:0]

Thank you, the mortgage and deeds for house are in my name only, but he does live with me and we share all bills which are also in my name aside from council tax which of course is joint. one of his debts was a bank account so his wages go into my account. my mortgage is £500 and bills work out £500...

Thank you, actually now you've said that i think it is £45.[:I] My partner used to pay more before i went on maternity leave, then it was adjusted to a more realistic £250 while my income was reduced. He is seriously considering bankrupcy, think i'm just to clingy and wont give up my big tv and dvd ...

Hi, JUst come in to seek a bit of advice; me and my partner have been living together nearly 2 years now and have a young daughter, we bought a house- although its all in my name. My parnter has debts totalling 50-60k, these debts were all from years before he met me. He was paying things off fine t...