Hi again! I still find it odd but if that is how it is,then that is how it is! I have been reading a lot on this forum over the last couple of weeks and am amazed at the amount of information they don't tell you when you phone the IVA comapanies. I understand from Melanie that the IP should tell you...

Hello Everyone I'm new to this forum and am quite interested in this current discussion. I am considering an IVA but what newtenant is upset about has brought about a question I feel is very improtant. What is the point of an IVA if you end up being treated the same as a BR(credit scoring-wise) but ...