Hi again

Scooby can I ask who your IVA is with please.
The Ip I'm with are called Varden Nuttall.

Regards

Andrea

Hi all I.ve spoken to my IP every day this week just to make sure he's not forgetting about me. He's emailed KPGM twice with every bit of information he has on us. He says it's a bit like getting blood out of a stone with them as they deal with IVA's on a 'when I get round to it attitude. I asked hi...

Hi Dominic Thanks for that found a section in there that states: b) binds every person who in accordance with the rules had notice of, and was entitled to vote at, the meeting (whether or not he was present or represented at it) as if he were a party to the arrangement. If I'm reading this right I'm...

Hi
I did too but apparently because 2 of the debts are solely my husbands he has to have a vote as well. I really need this confirming as got the impression at the start of the IVA when I was speaking to my IP that he realy did'nt know what he was doing.

Can you or anyone help?

Andrea

2 creditors voted in favour for me, they were the only two who bothered voting they were Yorkshire Bank and GE Money. When we first approached our Ip for an IVA he never said anything about my husband having to get votes as well he just said the majority votes as it was a joint IVA. Can anyone advis...

Hi all My IVA has been adjourned only two creditors voted yes the rest did'nt bother. The problem is its a joint iva with my partner and he only has 3 creditors and none of his bothered to vote. The other problem is his creditors are all the same. My IP has emailed them to try to get them to vote bu...

Hi All Thanks for all your advice. I really appreciate the kind things use have said. Not been sleeping to well the last couple of nights. Had letters from one company saying they are not accepting and they have passed my details to the debt collection. Another one from my bank not giving any indica...

Thanks May2006 I laughed then, haven't heard that in a while. I know I can't wait to be debt free and just spend playtime with them without having niggling worries in the back of my mind. I'll be a nervous wreck by Tuesday. Husband and I are quitting smoking so I'll be healthy too, just need to get ...

Hi Just read your post and wanted to say I work for T-Mobile, I know it's not Vodapone but just wanted to tell you what we do. If you've already got a contract and you have missed a payment then whn it comes to upgrading you should have no problem. As they base your upgrade on how your account with ...

Hello May2006 Yes my son gets high rate DLA and they have taken that of me. However he gets high rate mobility in February and they are not going to touch that. My IP has been great though even though they've taken his DLA of me, they have added it back on as an outgoing for trips to hospital, equip...

Thank for your help My life is unbearable at the moment and I'm hoping thats if this is approved I can start enjoying life with my children. I feel that my youngest who's 9 months hasn't had a mum as I'm forever thinking about money and my oldest who is 3 and has cp his daily physio etc have suffere...

Hi again When In an IVA do you get a annual review, ie., so they can assess cost of living rises, salary etc. If yes, do you just send payslips and proof of increases, decreases etc. What happens if I need to buy something big., ie., a washing machine or something like that. How do I do it when they...

Thanks

A big sigh of relief from me.

My brain won't stop asking questions I already know the answer too, it keeps confusing me and then I'm unsure of myself.

Sorry think I'm cracking under the strain.


Andrea

Hi I've got my creditors meeting on the 5th. and like everyone else before their's I'm in a total panic. My IP has been really good. I have a disabled son and he has increased our monthly outgoings so we have enough for him. I'm worried the creditors will see this and want the money for themselves. ...