Thanks for this!

Hi There,

Thank you for your reply... But what exactly is a Subject Access Request? I've never heard of this perhaps you could let me know please?.

Many Thanks

Hi, Thanks for the reply, yes I could try other providers however, I wanted to get an Amex for certain things for work etc. perhaps nobody on here has the need for an Amex card which I find strange as I'm in retail and soo many of our clients use an Amex card these days. Hopefully I may get a few mo...

Hi There, I've asked on here before but never got much of a response but wonder if anyone can advise me please?.. I was wondering if anyone who had Amex as a creditor and then re applied for a card (who was previously in an IVA) has been fortunate to be accepted?. I completed around 2012 and have si...

Hi There,
I asked the question some time ago but was just wondering if anyone since that time (who had Amex has a creditor) and then re applied for a card who was previously in an IVA has been fortunate to be accepted?.

sorry... I've not been on here for a while and was just wondering if I had any replies and yes, I see you kindly did!. Hopefully I will be able to get one too at some point.. I have read a lot about people saying that once you default with ANY Amex, you will NEVER get another one..The problem for me...

Hi Neverending, Thank you for letting me know this.. Is it the Gold Credit card or charge card which you applied for? and was it referred or anything? or did you try the elegibilty checker before applying? if so what were your chances?... Im obviously a little nervous of applying at the moment. I co...

Thanks Kallis3, I know I can do a soft search its just that I previously had an Amex and defaulted so although a soft search will be done, its still no guarantee of my application being accepted so dont really want to take a risk unless I know of other people having been in the same position with Am...

Thanks Foggy. Everything is back to normal now Thankfully and I dont currently have any issues getting new cards (althouhg Lloyds wont upgrade my current account as I was with them previously (fyi). They recently told me that because I was with them and defaulted I will never be allowed a normal cur...

I was just wondering if anyone has previously had an American Express Card in an iva and then been able to reapply and be successful for another one after a successful completion? I appreciate any comments.

Hi MelinL14

I was just wondering.. was Barclays one of your creditors previously and perhaps you've gone back to them?

as I was thinking of doing just that!

please let us all know.

Hi, I would just like to tell you from my very own experience that you WILL be able to get a mortgage after completion etc as I owed a HUGE amount of money prior to my iva. you will definitely need to wait until your iva disappears from your credit files (check all 3 of them as this is what you will...

Hi There, I agree that unfortunately it will probably have to go to the company who were dealing with you as it seems to be the norm nowadays. I have a question for Lisa Thomas .. what is the situation Greene v Wright??.. I keep hearing about this and have no idea what is happening. Additionally, if...

Hi, I finished my iva in 2012 and EIC were dealing with my ppi claims as GT asked me to agree to sign some declaration to allow them to reclaim ppi on my behalf and to speed up getting my completion certificate (which of course we all want!!). I was advised it may take months longer if I didn't agre...

Hi.. Have you tried the Coop? Also Metro Bank will be a good choice for you as that's what I had at the time of my iva. I know the basic Metro Bank account will let you have an account. The only thing you need to do is ensure you're on the electoral register as they do an address verification check ...