We have calculated that we owe £4590.00 (17 x £270 = £4590.00), the bank charges we have for the last 6 years come to a little over £4000.00 do you think this would settle our IVA early?

we are in an IVA with approx 17 months left we pay £270 each month. We would like to claim our bank charges back, but would this be classed as a windfall or would we be allowed to keep the money, or does it go into the IVA. In which case wouls it shorten the length of time we have the IVA for? PLEAS...

we are in an IVA with approx 17 months left we pay £270 each month. We would like to claim our bank charges back, but would this be classed as a windfall or would we be allowed to keep the money, or does it go into the IVA. In which case wouls it shorten the length of time we have the IVA for? PLEAS...