hi thanks for your replies but yes the br includes me and the wife . my wife only gets income capatcity benefits of £75.40 per week my take home pay is around £1200 per 4 weeks with overtime totalling to £1600 approx per month outgoings £1420 leaving me a surplus of around £180 what will happen if m...

hi finally went bankrupt this week after waiting just over a year for synergi to send me my non-complaince notice -went default in november 2007 finally got my papers in jan 2009 -is this too long to wait? went br in 23/2/09 have got a phone interview with o/r on the 10 march 2009 . i work with a ta...

if i go to cab and get the forms done how do i go about getting my money back from br company that i already paid in?

hi it has almost been a year in november since i went bank rapct still waiting on synergi for termination letter. FJF i havent heard from in the last 2 months in a fact this has come to a utter stand still. went to the courts to get the bank raptuancy forms personally i cannot fill in these forms as...

thanks for all your help - will take andys advice i let you know how i get on

hi still waiting for said termination letter from synergi. i have done everything bythe book and have kept all confirmation that were sent to synergi. Synergi have sent me another lettar which on reading virtually accusing me of failing to pay . this is not the case as i write to synergi last novemb...

thanks for all your yes i have done most of what you are saying but kingston upon thames the courts apperently need this lettar and yes i can prove that i have been chasing this letter for nine months. taking into consideration that i was paying iva for at least two years and i did recieve one letta...

as i do under stand what you are saying but i could not pay iva any longer i know the grass may not be greener but when your out going are over £1000 per mouth rent £500 shopping £300aprox ect ect and your incomeing is under £1600.00 and synergi wanted £570.00 per mouth bankruptcy was my only way out

hi still waiting for termination letter from synergi it has now been nine months since ive defaulted and went bank raptuancy as i could not afford synergis prices nomore i took out bank raptuancy in nov 2007 this should have gone to court in april 2008 but as synergi have not sent out a termination ...

i was with synergi partners for 2 years i do feel for you as i have got the same probblem has you got through them i had to go bank rapuctuancy because they wanted too much out of soo little and they still causing me probblems now as i been waiting 7 months now for the termination letter i think thi...

hi rang them 4 days ago they are still waiting for the default letter from synergi as they tell me they cant proceed without it. question can fjf proceed without this letter or can synergi be forced to send this letter by fjf? this is getting very nerve racking for me and the wife. i did ask them ab...

thanks i will ring them on monday will let you know how i get on thanks

hi yes i have paid money to fjf £2500. £1000 of this was court fees as they told me it costs £500 each for me and the wife for court costs. last time i rang them up which was about 6 weeks ago they now tell me that its gone up to £560 court costs for each person also i was promised that they would k...

i have applied for bankraptuancy with a firm called fjf back in november. i have sent them everything they asked for, but they never seem to contact me, i have to ring them all the time. It should have gone to court in march and from what i heard just lately they did not as far as im concerned, told...

hi last november i contacted my iva firm synergi to ask what happen if i lapsed more than two months payment as my wife was due for a hip operation at any time so they told me i may have to go default and as they did not do bank raptuacy i had to go to another firm who is called fjf i have finished ...