Hi Mimi, Once you get the processed stated and gather all the information that your IP needs you will start to feel much better. I have decided aganist telling my parents as they are elderly and don't understand the credit card culture that we live in today. Sometimes I wish i could tell them as it ...

thanks! [:)]

Hi
Perhaps this is a silly question, if I call my IP to ask a simple "housekeeping" question -- can I change my payment date. Will my IP charge me a fee.
Thank you.

Yes Melanie, I am in a IVA. So it does not look good. Not to worry. I am just happy to be sorted out with my IVA. Third payment was yesterday. A while to go yet I know but its all positive.

Hello All,
What do you think. Do you think I would stand a chance of getting store credit for a high street store to buy an laptop. I think no but just wanted to put it out there.

Hi

I opened an account with the abbey. No problems.

Hi Kerry,

I think it all depends on individual circumstances. My case was straight forward and for initial contact on 6th October my IVA was approved on the 1st of December. So my case took under two months.

Baz, I know what you are going through. I was in your shoes just a few short months ago. On the 25th my 3rd payment will be made. Take Melanie advice and trust your IP he/she really would not put this through if they did not think it would have a chance. It all does get better. Be postivie.

Hi all,

You have no idea how good this makes me feel. I want to be like this also. I am into my 3rd month now. 3rd payment out on the 25th. It was great to read this.

Hi all, I have moved jobs within my company. I will not be earning about £150 per month more than when I started my IVA. The job may not be permanent if not I go back to my old job. Should I let my IP know this now or later? Also, like I am sure many people out there I was not realistic with my expe...

Check this out very very carefully. It seems very strange to me. Give Thomas Charles a call.

Thanks to you all. I'll keep posting and let you all know about anything that I come across.

Thanks Melanie, since my 1st payment in December I have been keeping track of expenditure. I am determine to make this wrok. Your advice on this forum has been great.

Hi all, Well I have made my second payment. It does feel better as time goes by. I have been reading all this stuff about creditors increasing IVA payments and hope that that does not happen to me. I am happy to say that all my creditors have now stoped calling and writing to me. Some days I almost ...

Thanks again! What usually happens if someone inherits a house during a IVA. I have not seen anything about that in my terms and conditions?