Search found 36 matches

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by sostressed
Tue Jun 18, 2013 1:37 pm
Forum: friends corner
Topic: rent and iva
Replies: 1
Views: 1455

hi, my iva finished in February of this year and now I am looking to rent (me and hubby separating).. estate agent requested I apply for credit check through FCC Paragagon, does anyone know if this is feasible as I really do not want to go down the guarantor route..
Thanks
by sostressed
Wed May 08, 2013 11:28 am
Forum: Ask IVA Forum and Industry experts
Topic: Moving on from IVA
Replies: 1
Views: 1072

My last payment with GT was in March and since then we have been waiting the outcome regarding the equity in our property... since being in the IVA my hubby & I seperated but I stayed in the house for financial reasons, if I were to move out now and rent somewhere else would this extra outgoing be r...
by sostressed
Mon Mar 04, 2013 2:40 pm
Forum: friends corner
Topic: cancelling direct debit
Replies: 2
Views: 1846

how soon after your last payment should you cancel your direct debit, my final payment left my bank on 28th Feb..
by sostressed
Wed Feb 06, 2013 3:42 pm
Forum: friends corner
Topic: IVA Finishing
Replies: 15
Views: 2578

if GT were on the ball, they should be pulling their finger out for those nearing completing and giving people like me more consideration, why should i have to chase them all the time...
by sostressed
Mon Feb 04, 2013 2:28 pm
Forum: friends corner
Topic: IVA Finishing
Replies: 15
Views: 2578

thank you Lesley
by sostressed
Mon Feb 04, 2013 2:21 pm
Forum: friends corner
Topic: IVA Finishing
Replies: 15
Views: 2578

there is about £40,000 equity in the property but they havent instructed me to remortgage, surely this is a bit late now..
by sostressed
Mon Feb 04, 2013 2:14 pm
Forum: friends corner
Topic: IVA Finishing
Replies: 15
Views: 2578

Hi, my IVA is due to finish at end of February.. so far I have sent a mortgage valuation and mortgage statement to GT last month but no replies from them.. should I cancel my direct debit after February.. I dont see why I should have to ring them to advise them of all this as they should be more eff...
by sostressed
Thu Jan 17, 2013 4:02 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Questions again
Replies: 4
Views: 1147

Many thanks Foggy, if I dont send them the information and they dont write, will my IVA fail because of this
by sostressed
Thu Jan 17, 2013 3:40 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA Questions again
Replies: 4
Views: 1147

Grant Thornton have not written to me requesting a mortgage valuation etc for my property and I only have 2 months left, is this the norm - spoke to them this morning & the lady asked me to send them in but should this not be in writing.. should I cancel my direct debit at the end of feb when this i...
by sostressed
Thu Jan 17, 2013 11:20 am
Forum: Ask IVA Forum and Industry experts
Topic: What happens as we are due to divorce, sell the house and move on once our IVA finishes.
Replies: 1
Views: 929

I rung GT yesterday to confirm when my IVA will be complete and as I knew I only have 2 months left :-) They also asked me to get a valuation and mortgage redemption figure and send to them. What I am enquiring about is a) do banks actually lend to people if I where to remortgage and b) my husband a...
by sostressed
Thu Jan 17, 2013 9:57 am
Forum: Ask IVA Forum and Industry experts
Topic: remortgaging in iva
Replies: 4
Views: 1167

do mortgage lenders actually approve remortgage whilst your in an iva, one of my creditors was my mortgage company as I had an unsecured loan with them ??
by sostressed
Mon Sep 17, 2012 4:49 pm
Forum: friends corner
Topic: IVA & Remortgaging
Replies: 1
Views: 1299

Hi, I have 5months left on my IVA and there is a clause in my paperwork that says I will have to remortgage 6 months prior to the end of my IVA,no-one has contacted me yet about it, should I remain quiet?
by sostressed
Mon Sep 17, 2012 4:39 pm
Forum: Ask IVA Forum and Industry experts
Topic: natwest
Replies: 4
Views: 1705

Hi, I moved my bank acct to Natwest even though one of my creditors was Lloyds, have had no problems and only 5 months till my IVA finishes :-)
by sostressed
Mon Feb 27, 2012 2:41 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA & PPI
Replies: 7
Views: 2070

yes, when they did my 12 month review, any extra they asked for I paid, my car loan which was on HP finished in August last year and that payment was added to my iva payments. I pay over £1200 a month to my IVA with 12 months to go, realistically how much would a F&F offer be considered....
by sostressed
Mon Feb 27, 2012 2:35 pm
Forum: Ask IVA Forum and Industry experts
Topic: IVA & PPI
Replies: 7
Views: 2070

kazza,
seeing as I only have 12 months left this would be a good option for me to settle any refund as a F&F offer

Thanks
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