Hi thanks for all the comments. much appreciated. yes i did have a payrise, i was told that in my IVA there is a 50% clause. I have since read every bit of my Iva information and it clearly does not state this.My IP said she would ring back but hasnt as yet should I ring her. I know that its my faul...

Hi, I have an IVA at the moment. I was told that I would be paying a fixed amount of 320 per mth for 5 years. Now they are saying that they are going to put it up. I puttinh daughter through college and really cannot afford to pay more. thanks Julia