thanks i hope so i was in the police force for 10 years and i did it without my parents help has my dad was ill for many years well i am going to bed up at 4 in morning long day ahead speak to u again thanks for chat

i have one is 14 and he is 6ft 4 and the other is 16 and he is 6ft 2 he leaves school next year and is hoping to get a job on the local council he was going to college but knows we cant support him so hes doing the next best thing it makes me sad but he juat hugs me and says hes not bothered 4 yrs t...

hi my new firm is accuma they have been fine up to know but i have heard people say they are not very good my review is due i have not missed a payment and paid 50% of overtime my iva is doing ok we found it hard but have got used to it we have 2 boys and they have been very good they dont ask for a...

goodluck for tommorrow

hi i am new to the forum i have been sitting on the side line for a few mths. I started my iva a year ago with a firm called iva solutions stockport where everything went fine no trouble and vaey helpful.Whan i recived a letter in may telling me they had gone bust and i was being taken over with ano...

thanks i have just been doing my review and they is just £2.78 surplus pput my food up £20 and petrol up £10 not been too greedy better chance they will except never missed any or been late and sent 50% of overtime i am with accuma been ok up to know

hi everyone its my first review and i have got a small wage rise but petrol and food have gone up and my wage rise has gone with the increase in bill money will this matter has they is no spare money from the wage rise will they be expecting to keep all the wage rise.

hi i am with accuma my review ia due i have just to send my 12 mths wage slips and no bank statements its my first review

thanks for that information its nice to know there is other people in the same boat

hi i am doing my first review at moment do i send my bank statments for year. When we did our iva a year ago we was with a company called iva dept solutions at stockport everything was going ok then we had a letter telling us that thay had gone bust and accuma had taken over our iva it was a shock s...

hi both me and my husband did a joint iva a yesr agoout depts went togeather

we started our iva a year ago its been hard but we feel better on our selfs has no one calls and we can go outand leave the boys knowing ballifs are not coming best thing we did

hi i am new to this forum and i have found it very helpfull my first review is due not much really changed found it hard but we have coped well this year