Thanks guys I will let you know how it goes, the only things I can think of are that we traded with kleeneze for a while, they may say that rob borrowed money knowing her couldn't repay it but that was never our intention and finally I did have a gambling problem which was on some of his statements ...

can br be extended or do you just get bru or bro

Hi guys, rob has received a letter today from the or asking him for a formal statory interview in light of ongoing investigations. Can anyone tell us what to expect and why this is happening? He went br on april 22nd 2008 and it seems a long time for them to wait. They had no interest in the car or ...

Rob had a £300 tax rebate what should we do with the cheque
cheers
jayne

Hi Guys Need a bit of information please, we are still haveing loads of correspondance from the examiner dealing with rob's br and today I had a letter saying that because rob did balance transfers from my cards to his under section 339 and 341 the constitute gifts and I have to pay it back and how ...

Well she basically asked some questions that she had already asked before and also said that she will write her report now and thats it for now. To be honest I think she could possibly be a trainee or something as she doesn't seem to know answers to a lot of questions we have and always says "I'll h...

well here we are waiting for the OR to phone again, got more questions for Rob. Will let you know what its about later.
jayne xx

hiya melanie
she said his level of debt was high (75K) and so it may have to be longer than a year will know more when she phones i guess.
thanks for getting back to me

hi guys thought i'd let you know that we had a phone call on friday from or who said we could keep the car as it wasn't worth them selling it so we are well pleased. We have to send in life policies now then pay £50 to get them back, she was unsure how much we would have to pay to get the joint one ...

just wanted to say that i have had a couple of chats with paul and he has really helped when I have been stressed out with worry. His knowledge is so valuable to this site and I definately recommend that if anyone of you have any questions about the dreaded br then you contact him. Thanks again Paul...

yes i am pleased chris just waiting for the result with the car
feel numb really
thanks again guys

yes what skippy has said is right, sorry i didn't explain it properly. If they were worth anything (which they are not) they would cash them in, as they are not then i have to purchase them back from the or for £50 each.

i have no idea if the policies had a surrender value they would cash them in
but if not you have to buy them back

Well we were on the phone for 2 hours !!! So many questions what did you spend that on in 1999,to put it in a nutshell she is phoning later this week to let us know about the car but thinks it may be exempt but I will believe it when I see it don't know why she said what she did the other day then m...

All the paperwork is spread out on the table ready for the or to phone at 9am. My mum has phoned bless her to wish us well and we are trying to tell ourselves that the worse that can happen is that we have to buy the car back, get an ipo and his bankruptcy may last longer than a year. Its easy to sa...