Good luck for tomorrow. Hope it all goes well. Such a relief when it all comes together and the broken nights sleep are all a thing of the past.
My husbands IVA was approved in February and it has made such a difference to life.
56 payments to go !!!!

Thanks Admin this would be perfect and I for one would volunteer. I was involved in another site where nominated members moderated the chat room. Freeli - a chat room is where we can chat on line to one another a bit like msn as it is real time but where we can all contribute to a conversation and s...

Many congratulations its a wonderful feeling we are still on cloud nine here.
Enjoy the wine you deserve it.... and sleep well !!!

If you have had your monthly salary taken to pay off your overdraft because you have gone over the limit. Contact your bank immediately this happened to us we told them we had a family to feed and this would put us in dire straits. They agreed to a reducing overdraft whereby they took it back at £10...

Hi Kerri

Is it not something we could do amongst ourselves
to moderate the chat room. Perhaps it could just be limited to be open a couple of nights a week for a couple of hours. I wouldn't object to moderating providing it wasn't too committing.


Jan x

Don't normally think chat rooms are that good. But I think on this site it would be really useful. I know that some people get really down and I know the posts sometimes help them to get through. However a chat room that others could go to for support when the dark times come would be a solace for s...

We were very cautious before we committed to any debt management company and I bet they got pretty cheesed off with the fact that we didn't agree to go with them. But when we contacted "Spencer Hays" it was a matter of hours before we were put onto an IP from "Simple Debt Solutions". Bearing in mind...

I am so impressed. As I said previously our IVA was approved yesterday at 10.00am. I got home today and we have received the chairman's report !!! Excellent service from our IP ! All voted in favour apart from Argos who didn't vote. Their debt was £2k Our creditors are: Nationwide RBS Mint GE Money ...

I am so impressed. As I said previously our IVA was approved yesterday at 10.00am. I got home today and we have received the chairman's report !!! Excellent service from our IP ! All voted in favour apart from Argos who didn't vote. Their debt was £2k Our creditors are: Nationwide RBS Mint GE Money ...

Good luck for Wednesday ....fingers and toes corssed x

I certainly intend to keep posting on here. This site has been a Godsend in keeping my spirits up. I feel a bit guilty that ours went through so smoothly now. We have been considering this for the last 12 months though but all the companies we dealt with said we wouldn't qualify. We had more or less...

Just to keep this thread informed. The IVA was approved today. Don't know the voting outcomes as yet apart from the fact that Nationwide voted which was probably our biggest creditor. When I get the paperwork through from the IP I will let you know the total voting. I do know that no-one voted again...

Many congratulations Snoogle.

My husbands was approved also today, still got butterflies but at least now they are nice butterflies.

I bet we both sleep better tonight

My husbands IVA was approved at 10.00am this morning. Needed some minor adjustments to the proposals but mainly things we were aware of thanks to this site, but I think had been missed out of the proposal. Offering was 0.44p in £ on a debt of £46,000 Will post more details on who voted when I get t...

Good luck snoogle will be thinking of you. Our is on Monday also at 10.00am so hopefully we'll have some good news also.

Jan x