Depends on the terms of your IVA, i would ask the IP dealing with it.

Lisa Thomas wrote:

Debt_guru wrote:

For an IVA to go through you need a 75% of the total debt to accept the case. p.

Hi DG - that is not correct - it's 75% in value of creditors VOTING that have to vote in favour...

Obviously, the non-voters do not vote ...

For an IVA to go through you need a 75% of the total debt to accept the case. Most people do not realize if you have overdrafts on an account or even a store card you could include into the IVA your payday loan could drop below 25%, have a look around to see if you have an Argos or little woods card...

Hi Oya, I suggest you let your IP know about the debts and that you can not remember any further information about them. They will get you set up on an IVA and if any of the old debts you can not remember get back in touch, they will have to first prove the debt (unlikely as most creditors sell the ...

Hi, First i would like to say that getting an IVA set up should be a relief that gets you out of a sticky situation not the other way around. So no, i do not think that what the 'broker' made you experience was how it should have been. Based on the info you have given it does not sound like you had ...

Lisa Thomas wrote:

Usually the IP cannot help as they will already have sent a copy of the CC to creditors so you have to get in touch with creditors direct to get any erroneous defaults backdated and removed.

Assuming that they have ...

Foggy wrote:

I think D-G is talking about failing the current arrangement and re-starting afresh with a new IP, rather than transferring an existing arrangement.

Thank you

An IVA comes AFTER priority bills so based on that as long as your I&E is accurate it should not be a problem

You can but you are high likely to fail your current IVA and lose all the money paid into the IVA to date.

Tell us some more about your current situation so we can assess you ?

In the past my clients have had a similar problem but have been able to get it added into the IVA. Get in touch with IP and they could tell you for sure what your options are.

Normally its done automatically, if not get in touch with the IP that was dealing with your case.

Like Lisa has already said, they are all possible but depends on the individual case. What is it that you are worried about ?

Hi,

Most of the time this happens you have pay it into the IVA however i suggest you speak to your IP as every IP is different and could tell you otherwise.

If you offer what you can afford as long as its not too far away from the remaining total you should be fine. Also sometimes if they do not accept they can send you a counter offer that you can think about.